Q.13717·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. The Indian financial markets are affected by global changes mainly due to the:View question
Q.13718·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. According to the passage, in the Indian financial system, banks’ ability to withstand stress is critical to ensure overall financial stability because Indian financial system is:View question
Q.13719·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. Risk and liquidity management assumes more importance in the Indian banking system in future due to: 1. further globalization. 2. more consolidation and deregulation of the financial system. 3. further diversification of the financial system. 4. more financial inclusion in the economy. Select the correct answer using the code given below:View question
Q.13720·Miscellaneous·2013·EasyThere are five hobby clubs in a college viz., photography, yachting, chess, electronics and gardening. The gardening group meets every second day, the electronics group meets every third day, the chess group meets every fourth day, the yachting group meets every fifth day and the photography group meets every sixth day. How many times do all the five groups meet on the same day within 180 days?View question
Q.13721·Economy·2013·MediumConsider the following liquid assets 1. Demand deposits with the banks 2. Time deposits with the banks 3. Savings deposits with the banks 4. Currency The correct sequence of these assets in the decreasing order of liquidity isView question
Q.13722·Current Affairs·2013·MediumWhich of the following statements is/are applicable to Jain doctrine? 1. The surest way of annihilating Karma is to practice penance. 2. Every object, even the smallest particle has a soul. 3. Karma is the bane of the soul and must be ended. Select the correct answer using the codes given below:View question
Q.13723·Economy·2013·MediumWhich one of the following is likely to be the most inflationary in its effect?View question
Q.13724·Science & Technology·2013·MediumSome Buddhist rock-cut caves are called Chaityas, while the others are called Viharas. What is the difference between the two?View question
Q.13726·Economy·2013·MediumConsider the following statements: 1. Inflation benefits the debtors. 2. Inflation benefits the bond-holders. Which of the statements given above is/are correct?View question
Q.13727·Polity·2013·Medium‘Economic Justice’ as one of the objectives of the Indian Constitution has been provided inView question
Q.13728·Art & Culture·2013·MediumWhich of the following characterises/characterise the people of Indus Civilisation? 1. They possessed great palaces and temples. 2. They worshiped both male and female deities. 3. They employed horse-drawn chariots in warfare. Select the correct answer using the codes given below.View question
Q.13729·Miscellaneous·2013·MediumIn the context of Indian economy, 'Open Market Operations' refers toView question
Q.13730·Science & Technology·2013·MediumSupply of money remaining the same when there is an increase in demand for money, there will beView question
Q.13731·Miscellaneous·2013·MediumWhich one of the following describes best the concept of Nirvana in Buddhism?View question
Q.13732·Miscellaneous·2013·MediumA rise in general level of prices may be caused by 1. an increase in the money supply 2. a decrease in the aggregate level of output 3. an increase in the effective demand Select the correct answer using the codes given below.View question
Q.13733·Miscellaneous·2012·EasyWhen an electrical safety fuse is rated (marked) as 16 A, it means itView question
Q.13734·Miscellaneous·2012·EasyWho among the following was recently (May 2012) elected as Chair of the Asian Development Bank’s Board of Governors ?View question