Q.13663·Miscellaneous·2013·EasyConsider the following animals 1). Sea cow 2). Sea horse 3). Sea lion Which of the above is/are mammal/mammals?View question
Q.13664·Miscellaneous·2013·EasyCrude mineral oil comes out of the earth as a thick brown or black liquid with a strong smell. It is a complex mixture of many different substances, each with its own individual qualities. Most of them are combinations of hydrogen and carbon in varying proportions. Such hydrocarbons are also found in other forms such as bitumen, asphalt and natural gas. Mineral oil originates from the carcasses of tiny animals and from plants that live in the sea. Over millions of years, these dead creatures form large deposits under the sea-bed; and ocean currents cover them with a blanket of sand and silt. As this mineral hardens, it becomes sedimentary rock and effectively shuts out the oxygen, so preventing the complete decomposition of the marine deposits underneath. The layers of sedimentary rock become thicker and heavier. Their pressure produces heat, which transforms the tiny carcasses into crude oil in a process that is still going on today. Sedimentary rock leads to the formation of oil deposits because:View question
Q.13665·Miscellaneous·2013·EasyA number of empirical studies find that farmers are risk-averse, though only moderately in many cases. There is also evidence to show that farmers’ risk aversion results in cropping patterns and input use designed to reduce risk rather than to maximize income. Farmers adopt a number of strategies to manage and cope with agricultural risks. These include practices like crop and field diversification, non-farm employment, storage of stocks and strategic migration of family members. There are also institutions ranging from share tenancy to kinship, extended family and informal credit agencies. One major obstacle to risk sharing by farmers is that the same type of risks can affect a large number of farmers in the region. Empirical studies show that the traditional methods are not adequate. Hence there is a need for policy interventions, especially measures that cut across geographical regions. Policies may aim at tackling agricultural risks directly or indirectly. Examples of risk-specific policies are crop insurance, price stabilization and the development of varieties resistant to pests and diseases. Policies which affect risk indirectly are irrigation, subsidized credit and access to information. No single risk-specific policy is sufficient to reduce risk and is without side-effects, whereas policies not specific to risk influence the general situation and affect risks only indirectly. Crop insurance, as a policy measure to tackle agricultural risk directly, deserves careful consideration in the Indian context and in many other developing countries — because the majority of farmers depend on rain-fed agriculture and in many areas yield variability is the predominant cause of their income instability. Consider the following statements: (i) A primary group is relatively smaller in size. (ii) Intimacy is an essential characteristic of a primary group. (iii) A family may be an example of a primary group. In the light of the above statements, which one of the following is true?
Q.13666·Miscellaneous·2013·EasyThe music director of a film wants to select four persons to work on different aspects of the composition of a piece of music. Seven persons are available for this work; they are Rohit, Tanya, Shobha, Kaushal, Kunal, Mukesh and Jaswant. Rohit and Tanya will not work together. Kunal and Shobha will not work together. Mukesh and Kunal want to work together. Which of the following is the most acceptable group of people that can be selected by the music director?View question
Q.13667·Miscellaneous·2013·EasyCorporate governance is based on principles such as conducting the business with all integrity and fairness, being transparent with regard to all transactions, making all the necessary disclosures and decisions, complying with all the laws of the land, accountability and responsibility towards the stakeholders and commitment to conducting business in an ethical manner. Another point which is highlighted on corporate governance is the need for those in control to be able to distinguish between what are personal and corporate funds while managing a company. Fundamentally, there is a level of confidence that is associated with a company that is known to have good corporate governance. The presence of an active group of independent directors on the board contributes a great deal towards ensuring confidence in the market. Corporate governance is known to be one of the criteria that foreign institutional investors are increasingly depending on when deciding on which companies to invest in. It is also known to have a positive influence on the share price of the company. Having a clean image on the corporate governance front could also make it easier for companies to source capital at more reasonable costs. Unfortunately, corporate governance often becomes the centre of discussion only after the exposure of a large scam. According to the passage, which of the following is/are the major benefit/benefits of good corporate governance? 1. Good corporate governance leads to increase in share price of the company. 2. A company with good corporate governance always increases its business turnover rapidly. 3. Good corporate governance is the main criterion for foreign institutional investors when they decide to buy a company. Select the correct answer using the codes given below:View question
Q.13668·Miscellaneous·2013·EasyFive people A, B, C, D and E are seated about a round table. Every chair is spaced equidistant from adjacent chairs. (i) C is seated next to A. (ii) A is seated two seats from D. (iii) B is not seated next to A. Which of the following must be true? (I) D is seated next to B. (II) E is seated next to A. Select the correct answer from the codes given below:View question
Q.13669·Miscellaneous·2013·EasyCorporate governance is based on principles such as conducting the business with all integrity and fairness, being transparent with regard to all transactions, making all the necessary disclosures and decisions, complying with all the laws of the land, accountability and responsibility towards the stakeholders and commitment to conducting business in an ethical manner. Another point which is highlighted on corporate governance is the need for those in control to be able to distinguish between what are personal and corporate funds while managing a company. Fundamentally, there is a level of confidence that is associated with a company that is known to have good corporate governance. The presence of an active group of independent directors on the board contributes a great deal towards ensuring confidence in the market. Corporate governance is known to be one of the criteria that foreign institutional investors are increasingly depending on when deciding on which companies to invest in. It is also known to have a positive influence on the share price of the company. Having a clean image on the corporate governance front could also make it easier for companies to source capital at more reasonable costs. Unfortunately, corporate governance often becomes the centre of discussion only after the exposure of a large scam. According to the passage, which of the following should be the practice/practices in good corporate governance? 1. Companies should always comply with labour and tax laws of the land. 2. Every company in the country should have a government representative as one of the independent directors on the board to ensure transparency. 3. The manager of a company should never invest his personal funds in the company. Select the correct answer using the codes given below:View question
Q.13670·Miscellaneous·2013·EasyA number of empirical studies find that farmers are risk-averse, though only moderately in many cases. There is also evidence to show that farmers’ risk aversion results in cropping patterns and input use designed to reduce risk rather than to maximize income. Farmers adopt a number of strategies to manage and cope with agricultural risks. These include practices like crop and field diversification, non-farm employment, storage of stocks and strategic migration of family members. There are also institutions ranging from share tenancy to kinship, extended family and informal credit agencies. One major obstacle to risk sharing by farmers is that the same type of risks can affect a large number of farmers in the region. Empirical studies show that the traditional methods are not adequate. Hence there is a need for policy interventions, especially measures that cut across geographical regions. Policies may aim at tackling agricultural risks directly or indirectly. Examples of risk-specific policies are crop insurance, price stabilization and the development of varieties resistant to pests and diseases. Policies which affect risk indirectly are irrigation, subsidized credit and access to information. No single risk-specific policy is sufficient to reduce risk and is without side-effects, whereas policies not specific to risk influence the general situation and affect risks only indirectly. Crop insurance, as a policy measure to tackle agricultural risk directly, deserves careful consideration in the Indian context and in many other developing countries — because the majority of farmers depend on rain-fed agriculture and in many areas yield variability is the predominant cause of their income instability. Which of the following observations emerges from the above passage?View question
Q.13671·Miscellaneous·2013·EasyThe subject of democracy has become severely muddled because of the way the rhetoric surrounding it has been used in recent years. There is, increasingly, an oddly confused dichotomy between those who want to ‘impose’ democracy on countries in the non-Western world (in these countries’ ‘own interest’, of course) and those who are opposed to such ‘imposition’ (because of the ‘respect for the countries’ own ways’). But the entire language of ‘imposition’, used by both sides, is extraordinarily inappropriate since it makes the implicit assumption that democracy belongs exclusively to the West, taking it to be a quintessentially ‘Western’ idea which has originated and flourished only in the West. But the thesis and the pessimism it generates about the possibility of democratic practice in the world would be extremely hard to justify. There were several experiments in local democracy in ancient India. Indeed, in understanding the roots of democracy in the world, we have to take an interest in the history of people participation and public reasoning in different parts of the world. We have to look beyond thinking of democracy only in terms of European and American influence. We would fail to understand the pervasive demands for participatory living, on which Aristotle spoke with far-reaching insight, if we take democracy to be a kind of a specialized cultural product of the West. It cannot, of course, be doubted that the institutional structure of the contemporary practice of democracy is largely the product of European and American experience over the last few centuries. This is extremely important to recognize since these developments in institutional formats were immensely innovative and ultimately effective. There can be little doubt that there is a major ‘Western’ achievement here. With reference to the passage, the following assumptions have been made: 1. Many of the non-Western countries are unable to have democracy because they take democracy to be a specialized cultural product of the West. 2. Western countries are always trying to impose democracy on non-Western countries. Which of the above is/are valid assumption/assumptions?
Q.13672·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. Risk and liquidity management assumes more importance in the Indian banking system in future due to: 1. further globalization. 2. more consolidation and deregulation of the financial system. 3. further diversification of the financial system. 4. more financial inclusion in the economy. Select the correct answer using the code given below:View question
Q.13673·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. According to the passage, in the Indian financial system, banks’ ability to withstand stress is critical to ensure overall financial stability because Indian financial system is:View question
Q.13674·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. The Indian financial markets are affected by global changes mainly due to the:View question
Q.13675·Miscellaneous·2013·EasyFinancial markets in India have acquired greater depth and liquidity over the years. Steady reforms since 1991 have led to growing linkages and integration of the Indian economy and its financial markets with the global economy. Weak global economic prospects and continuing uncertainties in the international financial markets therefore, have had their impact on the emerging market economies. Sovereign risk concerns, particularly in the Euro area, affected financial markets for the greater part of the year, with the contagion of Greece's sovereign debt problem spreading to India and other economies by way of higher-than-normal levels of volatility. The funding constraints in international financial markets would impact both the availability and cost of foreign funding for banks and corporates. Since the Indian financial system is bank dominated, banks’ ability to withstand stress is critical to overall financial stability. Indian banks, however, remain robust, notwithstanding a decline in capital to risk-weighted assets ratio and a rise in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. The financial market infrastructure continues to function without any major disruption. With further globalization, consolidation, deregulation, and diversification of the financial system, the banking business may become more complex and riskier. Issues like risk and liquidity management and enhancing skill therefore assume greater significance. According to the passage, the financial markets in the emerging market economies including India had the adverse impact in recent years due to: 1. weak global economic prospects. 2. uncertainties in the international financial markets. 3. sovereign risk concerns in the Euro area. 4. bad monsoons and the resultant crop loss. Select the correct answer using the code given below:View question
Q.13676·Miscellaneous·2013·EasyGeeta is older than her cousin Meena. Meena’s brother Bipin is older than Geeta. When Meena and Bipin visit Geeta, they like to play chess. Meena wins the game more often than Geeta. Based on the above information, four conclusions, as given below, have been made. Which one of these logically follows from the information given above?View question
Q.13677·Miscellaneous·2013·EasyOut of four friends A, B, C and D, A and B play football and cricket, B and C play cricket and hockey, A and D play basketball and football, C and D play hockey and basketball. Which game do B, C and D play?View question
Q.13678·Miscellaneous·2013·EasyOut of four friends A, B, C and D, A and B play football and cricket, B and C play cricket and hockey, A and D play basketball and football, C and D play hockey and basketball. Who plays football, basketball and hockey?View question
Q.13679·Miscellaneous·2013·EasyOut of four friends A, B, C and D, A and B play football and cricket, B and C play cricket and hockey, A and D play basketball and football, C and D play hockey and basketball. Who does not play hockey?View question
Q.13680·Miscellaneous·2013·EasyThe subject of democracy has become severely muddled because of the way the rhetoric surrounding it has been used in recent years. There is, increasingly, an oddly confused dichotomy between those who want to ‘impose’ democracy on countries in the non-Western world (in these countries’ ‘own interest’, of course) and those who are opposed to such ‘imposition’ (because of the respect for the countries’ ‘own ways’). But the entire language of ‘imposition’, used by both sides, is extraordinarily inappropriate since it makes the implicit assumption that democracy belongs exclusively to the West, taking it to be a quintessentially ‘Western’ idea which has originated and flourished only in the West. But the thesis and the pessimism it generates about the possibility of democratic practice in the world would be extremely hard to justify. There were several experiments in local democracy in ancient India. Indeed, in understanding the roots of democracy in the world, we have to take an interest in the history of people participation and public reasoning in different parts of the world. We have to look beyond thinking of democracy only in terms of European and American evolution. We would fail to understand the pervasive demands for participatory living on which Aristotle spoke with far-reaching insight, if we take democracy to be a kind of a specialized cultural product of the West. It cannot, of course, be doubted that the institutional structure of the contemporary practice of democracy is largely the product of European and American experience over the last few centuries. This is extremely important to recognize since these developments in institutional formats were immensely innovative and ultimately effective. There can be little doubt that there is a major ‘Western’ achievement here. Which of the following is closest to the view of democracy as mentioned in the above passage?View question